feat: add telos-load and regulatory-risk-assessment skills

- telos-load: harness-agnostic TELOS session context loading (closes #4)
- regulatory-risk-assessment: CAD compliance gate + risk register (closes #3)

Bump-Type: minor

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

telos-load/SKILL.md

@@ -0,0 +1,76 @@
+# telos-load
+
+Load TELOS — the intention substrate — into a session so every decision
+can be traced back to a goal, and every goal to a problem.
+
+**Use when:** starting any session on koala (Claude Code, Crush,
+Antigravity), or whenever a session needs to know what we are optimizing
+toward. If you find yourself making architectural decisions without knowing
+the active goals, load TELOS first.
+
+**Do not skip:** a session without TELOS context is flying blind. It may
+produce technically correct output that is strategically wrong.
+
+## What TELOS is
+
+TELOS is a wing in brain (wiki/telos/decisions/) containing 9 files:
+PROBLEMS, MISSION, GOALS, CHALLENGES, PROJECTS, STRATEGIES, BELIEFS,
+WRONG, STATUS. Together they answer: what are we working against, what
+are we trying to build, and how do we approach the work?
+
+Full aggregate: wiki/telos/decisions/principal-telos.md
+
+## Loading TELOS by harness
+
+### Claude Code (per-project CLAUDE.md)
+
+Add to the project CLAUDE.md or ~/.claude/CLAUDE.md:
+
+  ## Intention context (TELOS)
+  At session start, call brain_context with wing=telos and limit=8.
+  Fallback if brain MCP unavailable:
+  wiki/telos/decisions/principal-telos.md in the brain repo.
+
+The global ~/.claude/CLAUDE.md was wired on koala on 2026-06-16.
+
+### Crush
+
+Location on koala: ~/.config/crush/CRUSH.md (auto-loaded via
+global_context_paths). Add:
+
+  ## Intention context (TELOS)
+  At session start: query brain MCP with wing=telos, limit=8.
+  If brain MCP unavailable: read wiki/telos/decisions/principal-telos.md
+
+### Antigravity
+
+Add @brain_context wing=telos directive at top of system instructions.
+
+### Fallback — no brain MCP
+
+  cat ~/dev/AI/brain/wiki/telos/decisions/principal-telos.md
+
+Or @-import in CLAUDE.md:
+  @~/dev/AI/brain/wiki/telos/decisions/principal-telos.md
+
+## Verification
+
+  brain_query wing=telos limit=3
+  → Expected: PROBLEMS, MISSION, GOALS returned
+
+  brain_answer "what am I currently optimizing toward?"
+  → Expected: non-empty, telos-sourced
+  → If empty: use brain_query wing=telos (known fallback, brain#11 fixed)
+
+## When TELOS is stale
+
+Update STATUS.md via:
+  brain_write wing=telos hall=decisions filename=STATUS
+
+## Relationship to CAD
+
+TELOS is the intention layer in the CAD pipeline. Every Gitea issue
+created in a CAD session should trace to a TELOS GOAL. Every GOAL
+traces to a PROBLEM.
+
+Traceability chain: PROBLEM → GOAL → SPEC → TICKET → IMPL → TEST